What are the different ways to apply for medical malpractice insurance?
Medical malpractice insurance can be applied as a group or individual.
Group Medical Malpractice Insurance
In this case medical insurance professionals in health care facility such as clinic or hospital can apply as a group.
Individual Medical Malpractice Insurance
Individual medical malpractice insurance covers practicing medical professionals who is licensed from health authority individually. Any individual medical professional can apply for the medical malpractice personally by providing necessary documents and get coverage.
What is not covered in Medical Malpractice Insurance Coverage?
Generally following items are not covered under medical malpractice insurance coverage. However, for a complete list of exclusions in a medical malpractice insurance or medical liability insurance cover it is important to read the policy wordings.
- - Fines and penalties
- - Any kind of violation of law or any criminal acts
- - Claims occurred before the inception date of the insurance.
- - Claim occurs due the liability made by unlicensed medical professional
- - Claims which is submitted after the policy expiry
For the full list of policy exclusions go through the terms and conditions of the insurance policy.