Seeking out health insurance plans for yourself, your family or your employees? Better to make a wise decision after evaluating your options. Instead of treating health insurance as just another mandatory requirement to live in the UAE, think of it as an important purchase decision. Before that, it would be good to understand what you’re spending your money on and how it can truly benefit you.
In 2014, the Government of Dubai made employer sponsored health insurance in the Emirate mandatory. Here, a sponsor or employer should provide at least a minimum standard of healthcare benefits to his employees & the coverage may or may not extend to the employees’ dependents.
The Essential Benefits Plan (EBP) was launched by the Government to benefit individuals earning less than AED 4,000 per month. EBP is considered as the minimum standard for resident visa approval and is mandatory for sponsors to get EBP for their domestic workforce.
It is the responsibility of an individual to obtain health insurance for his dependants under his or her sponsorship. The SANAD health insurance plan was launched for the non-working spouses and dependents of individuals with a Dubai resident visa. For UAE Nationals residing in Dubai, the government financed national health insurance scheme – SAADA is there apart from the employer sponsored health insurance program.
Check out why you should go for Health Insurance in UAE
The rising costs of Medical Treatment
Healthcare in UAE and even routine medical treatments, procedures and diagnostics can easily cost you more than you can afford. A good health insurance plan can save you from the financial liabilities coming from health issues.
Preventive care can always save you from bigger health problems. A good health insurance plan makes it easier and more economical to go for preventive screenings to identify initial symptoms and provide early intervention.
With changing lifestyles of today comes a variety of illnesses. Unhealthy food habits, inadequate sleep, travelling and hectic schedules have together increased the risk of developing health problems.
A good medical insurance plan makes it possible to get quality healthcare without worrying about the costs. You can go for the best possible treatment at a medical center of your choice as per a good insurance plan. Even treatments abroad can also be obtained depending on your policy.
You can even supplement your policy with additional benefits like optical and dental treatments, cover for pre-existing and chronic conditions, return home cash benefit, ambulance cover, worldwide cover and much more.
If you are wondering how to go about getting health insurance in UAE, just check out with Covermatch and select your best option.