Feeling excited on buying a new car? Congratulations! But do you know it is compulsory to have car insurance in Dubai? When you are buying your car from a car dealer, the car dealer may offer to help you find a car insurance deal. But you may be able to find better options & a more customised deal if you search for it by yourself.
More than 60 car insurance companies are functioning in Dubai and UAE. With more than 60 options you can very well find an affordable and customized car insurance deal. You will be able to shop on your own either by hiring an insurance consultant or using online comparison websites.
What Documents do you need to get car insurance?
If you know beforehand about the required documents you will be better prepared and it will save you a lot of time in the long run, if you are buying car insurance on your own. Otherwise, you may need to visit the office of the insurance company several times to present all the documents.
The requirements may vary from company to company for the necessary documents but nearly the same documents are needed as listed below.
- Proof of Name: Submit the copy of Emirates ID if you are a national or copy of your passport and visa page if you are an expat working in Dubai.
- Date of Birth: The above documents are sufficient.
- Vehicle Details: All Insurance companies need a proof of vehicle details like year of manufacture, make and model. A copy of vehicle registration document is needed. Ensure you have copies of both sides of the vehicle registration card. Some companies may also need RTA Certificate of Transfer.
- A copy of the driver’s license.
- A confirmation letter that proves your vehicle is GCC specified.
- For your car insurance renewal, you also need to provide the details of the claims registered with your previous insurance companies. If you have not registered any claims so far, you can submit the No Claim letter for the years you have not registered a claim. This can get you a significant discount under no-claim bonus offered by most of the insurance companies in Dubai.
The whole process of getting a car insurance in Dubai is very easy now! Most of the insurance companies in UAE today allow clients to upload electronic copies of the required documents that make it truly easy for insurance buyers. You can easily submit the documents from your home or office. You can also consult a Car Insurance Agent in Dubai